DEFINITIONS

ALL members of the public who visit The Spanish Mortgage Company website, are referred to as 'Users'. Information of a personal nature is defined as the name, address, email address, telephone number and any other type of information that can be used to identify, trace or contact individual Users. This type of information is referred to here as 'Personal Information'. Information provided by Users that cannot be used to identify, trace or contact individual Users is not considered by The Spanish Mortgage Company to be Personal Information and shall not be treated as such.

PRIVACY POLICY

Users who fill in any of the contact forms at The Spanish Mortgage Company do so voluntarily. The Spanish Mortgage Company does not collect and store any Personal Information that is not voluntarily and knowingly provided by Users. Personal Information voluntarily provided by Users is collected by The Spanish Mortgage Company and will be stored securely in a database of Personal Information owned by The Spanish Mortgage Company. The Spanish Mortgage Company will treat all Personal Information provided by Users with confidentiality, complying at all times with the regulations governing confidentiality regarding personal data, and with the obligation to store this information securely, taking any necessary technical and organisational measures required to guarantee the security of this information and avoid any alteration, loss, or unauthorised access to it. The Spanish Mortgage Company will never pass on to other companies or individuals the Personal Information provided by Users unless explicitly requested and authorised by Users to do so. Personal Information will only be passed on to other companies or individuals when Users explicitly and voluntarily request that The Spanish Mortgage Company put them in contact with 3rd party providers such as lending institutions, insurance brokers, foreign currency brokers, surveyors and lawyers. When making such requests Users have to authorize The Spanish Mortgage Company to pass on their Personal Information. Without this authorization The Spanish Mortgage Company will not pass on the User's Personal Information.

TERMS & CONDITIONS

Access to The Spanish Mortgage Companyand the information and services it provides are subject to the terms and conditions described below. If you do not accept these terms & conditions, having read and understood them, you should not use The Spanish Mortgage Company. It is the responsibility of all Users to have read these terms & conditions before using The Spanish Mortgage Company. - The Spanish Mortgage Company reserves the right to change or modify the information it publishes at any time and without prior warning. - All the information published by The Spanish Mortgage Company is provided in good faith, is believed by The Spanish Mortgage Company to be correct, and every effort has been made by The Spanish Mortgage Company to check the validity of this information. However The Spanish Mortgage Company cannot guarantee the validity of all the information it makes available to Users. Furthermore the information is only published for the purpose of providing Users with a general orientation but not as a substitute for professional advice. The Spanish Mortgage Company accepts no responsibility or liability whatsoever for the way in which the information it publishes is understood or used by Users, nor for the consequences of any action undertaken by the Users on the basis of the information contained in this website. - The Spanish Mortgage Company contains links to other websites that are neither owned, nor managed, nor controlled in any way by The Spanish Mortgage Company. Therefore The Spanish Mortgage Company assumes no responsibility whatsoever for the content that appears in those websites, and does not share or approve any such content. The Spanish Mortgage Company does not assume any responsibility or liability for the actions, product, and content of any of these and any other third parties. - The Spanish Mortgage Company may recommend other individuals or companies to Users. These 3rd parties are neither owned, nor managed, nor controlled in any way by The Spanish Mortgage Company. Therefore The Spanish Mortgage Company makes such recommendations in good faith but accepts no responsibility or liability whatsoever for the consequences of these recommendations.

INDUSTRIAL AND INTELECTUAL PROPERTY RIGHTS

All the content at this website (unless otherwise stated) is the intellectual property of The Spanish Mortgage Company. The contents of this website, including but not limited to the design, images, texts, brands, logos, files and software, are protected by the corresponding industrial and intellectual property rights, and in this regard must be respected by users of this website. As a consequence the reproduction, modification, transformation, distribution, public communication, placing at public disposal, and any other use of some or all of the contents of this website, as well as its alteration, manipulation, and suppression by any means or procedure, without written consent from The Spanish Mortgage Company is totally prohibited.