Mortgage checklist
The following list of documentation is required to process your application
Personal Information
- Application form signed by all applicants.
- Photocopy of I.D./ passport.
- Photocopy of N.I.F. or Resident card of each applicant.
Income information
- Salary statement ( last 3 pay slips).
- Tax returns.
- Company certificate.
- Other proof of income (bank statements, bank certificate, etc).
- Equifax personal credit check.
If self employed
- Tax return (last two years).
- V.A.T. and income tax returns for the current year.
- Balance sheets.
- Other proof of income (bank statements, etc).
- Equifax personal credit check.
Property
- Deed of Property.
- Private contract (if any, or other letter).
- If the property is government grant photocopy of the Cédula de certificación.
Construction / refurbishment
- Deed of Property.
- Obra Nueva Deedor Deed of Construction.
- Construction licence.
- Refurbishment costs.
- If the property has a mortgage copy of monthly payments.
Subrogation (remortgage)
- Deed of Property.
- Last 6 payment slips of current mortgage.
- Mortgage deed.

“Preparing your documents early will give you a clearer idea of what's
available to you.
”
» Apply now

